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How Far Does Your Money Go in McAllen, TX?

Posted by Michelle Cemental on Oct 2, 2018 3:02:00 PM

Senior couple reviewing finances

Money is a subject that leaves a lot of seniors nervous. Being on a fixed income means that many seniors only have so much money and that money only goes so far. They must learn how to make their money stretch as far as possible to help them cover all of their expenses, including long-term care arrangements. Let's take a look at how far a senior's money will go in McAllen, Texas.

Basics About McAllen, TX

McAllen is a city in southern Texas where both the International Museums of Art & Science are located. The city is also home to other historic places including the McAllen Heritage Center and Fireman's Park to name a few. McAllen has a population of about 142,000 residents. The cost of living in McAllen is about 24% lower than the average US city.

Assisted Living

If a senior is looking for an assisted living arrangement, they can expect to pay about $2,770 per month for such an arrangement. However, prices range from $1,450 to $4,550 per month, depending on the amenities and services you are looking for when you are finding a place to provide care. 

Nursing Homes

If you are looking to stay at a nursing facility, you can expect to pay quite a bit more for your living accommodations. The average semi-private room in a nursing facility runs about $3,750 per month or about $125 per day. If you want a private room, you will pay even more as the average nursing facility will cost about $5,100 per month or about $170 each day.

In-Home Care

If these numbers stun you, then you might consider a more affordable alternative that you can take advantage of from the comfort of your own home. A part-time home health aide will charge about $18 per hour for their services. If you were to hire someone 20 hours per week, that would only cost about $360 a week or $1,440 a month. This is only a small fraction of the cost of staying in a nursing facility.

Home health aides and caregivers are a more cost-effective option for seniors looking for care. Moreover, you can take advantage of these services to have that person help you with the household chores and the various errands you need help with all from the comfort of your own home.

Learn more on affording long-term care, what your care options are, and how to navigate the road toward excellent care with your family. Get your free comprehensive guide to long-term care.

Quick and easy guide to long-term care - Download Now

Michelle Cemental Blog Author

Topics: Finances, Long-Term Care

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